BanksSTATE STREET BANK AND TRUST COMPANY

STATE STREET BANK AND TRUST COMPANY

BOSTON, MANationalEst. Jan. 1, 1792, midnightFDIC #14RSSD #35301FED
Latest · 2025-12-31

STATE STREET BANK AND TRUST COMPANY is an FDIC-insured commercial bank headquartered in BOSTON, MA, established in Jan. 1, 1792, midnight. As of 2025-12-31, the bank reported total assets of $360.7B and total deposits of $280.6B. Profitability stands at 0.82% ROA and 10.28% ROE, with a net interest margin of 1.02%. CET1 capital ratio: 16.27%, well above regulatory minimums. NPL ratio: 0.55% · Texas Ratio: 0.89%. Operates 3 domestic branches.

Assets
$360.7B
Deposits
$280.6B
Loans
$47.0B
Equity
$28.9B

Profitability

Return on Assets (ROA)0.82%
Return on Equity (ROE)10.28%
Net Interest Margin1.02%
Yield on Assets3.27%
Cost of Funds2.48%

Asset Quality

NPL Ratio0.55%
Net Charge-Off Ratio0.08%
Texas Ratio0.89%
NPA Ratio0.07%
ACL / Loans0.41%

Capital & Liquidity

CET1 Ratio16.27%
Tier 1 Capital16.27%
Total Capital Ratio16.86%
Leverage Ratio6.15%
Loan-to-Deposit16.74%

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