SOUTHERN INDEPENDENT BANK is asn small FDIC-insured commercial bank headquartered in OPP, AL, established in Dec. 4, 2006, midnight. As of 2025-12-31, the bank reported total assets of $396M and total deposits of $338M. Profitability stands at 0.78% ROA and 7.06% ROE, with a net interest margin of 3.34%. The bank's CET1 capital ratio is 21.38%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.06% and a Texas Ratio of 0.25%. FDIC Certificate #58357.
Assets
$396M
Deposits
$338M
Loans
$176M
Equity
$44M
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