CENTRAL STATE BANK is amn medium FDIC-insured commercial bank headquartered in CALERA, AL, established in Feb. 5, 1916, midnight. As of 2025-12-31, the bank reported total assets of $743M and total deposits of $666M. Profitability stands at 2.03% ROA and 21.70% ROE, with a net interest margin of 4.72%. The bank's CET1 capital ratio is 9.60%. Asset quality metrics show a non-performing loan ratio of 0.20% and a Texas Ratio of 1.86%. FDIC Certificate #72.
Assets
$743M
Deposits
$666M
Loans
$545M
Equity
$71M
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