AMARILLO NATIONAL BANK

AMARILLO, TX | Large | Est. Jan. 1, 1892, midnight | FDIC #14531 | RSSD #353555 | OCC
Latest Report: 2025-12-31

AMARILLO NATIONAL BANK is aln large FDIC-insured commercial bank headquartered in AMARILLO, TX, established in Jan. 1, 1892, midnight. As of 2025-12-31, the bank reported total assets of $9.6B and total deposits of $8.3B. Profitability stands at 1.52% ROA and 13.90% ROE, with a net interest margin of 4.29%. The bank's CET1 capital ratio is 12.61%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.52% and a Texas Ratio of 9.21%. FDIC Certificate #14531.

Assets

$9.6B

Deposits

$8.3B

Loans

$7.1B

Equity

$1.1B

Profitability

Return on Assets (ROA) 1.52%
Return on Equity (ROE) 13.90%
Net Interest Margin (NIM) 4.29%
Yield on Assets 6.81%
Cost of Funds 3.97%

Asset Quality

NPL Ratio 1.52%
Net Charge-Off Ratio 1.00%
Texas Ratio 9.21%
NPA Ratio 1.13%
ACL / Loans 1.29%

Capital & Liquidity

CET1 Ratio 12.61%
Tier 1 Capital 12.61%
Total Capital Ratio 13.77%
Leverage Ratio 10.60%
Loan-to-Deposit 85.09%

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