BanksAMARILLO NATIONAL BANK

AMARILLO NATIONAL BANK

AMARILLO, TXLargeEst. Jan. 1, 1892, midnightFDIC #14531RSSD #353555OCC
Latest · 2025-12-31

AMARILLO NATIONAL BANK is an FDIC-insured commercial bank headquartered in AMARILLO, TX, established in Jan. 1, 1892, midnight. As of 2025-12-31, the bank reported total assets of $9.6B and total deposits of $8.3B. Profitability stands at 1.52% ROA and 13.90% ROE, with a net interest margin of 4.29%. CET1 capital ratio: 12.61%, well above regulatory minimums. NPL ratio: 1.52% · Texas Ratio: 9.21%. Operates 34 domestic branches.

Assets
$9.6B
Deposits
$8.3B
Loans
$7.1B
Equity
$1.1B

Profitability

Return on Assets (ROA)1.52%
Return on Equity (ROE)13.90%
Net Interest Margin4.29%
Yield on Assets6.81%
Cost of Funds2.65%

Asset Quality

NPL Ratio1.52%
Net Charge-Off Ratio1.00%
Texas Ratio9.21%
NPA Ratio1.13%
ACL / Loans1.29%

Capital & Liquidity

CET1 Ratio12.61%
Tier 1 Capital12.61%
Total Capital Ratio13.77%
Leverage Ratio10.60%
Loan-to-Deposit85.09%

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