FIRST FARMERS NATIONAL BANK OF WAURIKA, THE

WAURIKA, OK | Micro | Est. March 26, 1906, midnight | FDIC #4222 | RSSD #353957 | OCC
Latest Report: 2025-12-31

FIRST FARMERS NATIONAL BANK OF WAURIKA, THE is amn micro FDIC-insured commercial bank headquartered in WAURIKA, OK, established in March 26, 1906, midnight. As of 2025-12-31, the bank reported total assets of $57M and total deposits of $49M. Profitability stands at 0.47% ROA and 3.22% ROE, with a net interest margin of 3.39%. The bank's CET1 capital ratio is 14.46%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #4222.

Assets

$57M

Deposits

$49M

Loans

$23M

Equity

$8M

Profitability

Return on Assets (ROA) 0.47%
Return on Equity (ROE) 3.22%
Net Interest Margin (NIM) 3.39%
Yield on Assets 5.09%
Cost of Funds 2.27%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio -0.06%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 4.49%

Capital & Liquidity

CET1 Ratio 14.46%
Tier 1 Capital 14.46%
Total Capital Ratio 15.18%
Leverage Ratio 19.42%
Loan-to-Deposit 47.64%

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