BanksFIRST FARMERS NATIONAL BANK OF WAURIKA, THE

FIRST FARMERS NATIONAL BANK OF WAURIKA, THE

WAURIKA, OKMicroEst. March 26, 1906, midnightFDIC #4222RSSD #353957OCC
Latest · 2025-12-31

FIRST FARMERS NATIONAL BANK OF WAURIKA, THE is an FDIC-insured commercial bank headquartered in WAURIKA, OK, established in March 26, 1906, midnight. As of 2025-12-31, the bank reported total assets of $57M and total deposits of $49M. Profitability stands at 0.47% ROA and 3.22% ROE, with a net interest margin of 3.39%. CET1 capital ratio: 14.46%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets
$57M
Deposits
$49M
Loans
$23M
Equity
$8M

Profitability

Return on Assets (ROA)0.47%
Return on Equity (ROE)3.22%
Net Interest Margin3.39%
Yield on Assets5.09%
Cost of Funds1.85%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio-0.06%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans4.49%

Capital & Liquidity

CET1 Ratio14.46%
Tier 1 Capital14.46%
Total Capital Ratio15.18%
Leverage Ratio19.42%
Loan-to-Deposit47.64%

This is just the summary.

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