SUNRISE BANK DAKOTA

ONIDA, SD | Micro | Est. Jan. 1, 1925, midnight | FDIC #15847 | RSSD #354253 | FDIC
Latest Report: 2025-12-31

SUNRISE BANK DAKOTA is amn micro FDIC-insured commercial bank headquartered in ONIDA, SD, established in Jan. 1, 1925, midnight. As of 2025-12-31, the bank reported total assets of $63M and total deposits of $56M. Profitability stands at 0.58% ROA and 5.35% ROE, with a net interest margin of 2.95%. The bank's CET1 capital ratio is 10.92%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #15847.

Assets

$63M

Deposits

$56M

Loans

$26M

Equity

$7M

Profitability

Return on Assets (ROA) 0.58%
Return on Equity (ROE) 5.35%
Net Interest Margin (NIM) 2.95%
Yield on Assets 4.69%
Cost of Funds 2.58%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio -0.03%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.76%

Capital & Liquidity

CET1 Ratio 10.92%
Tier 1 Capital 10.92%
Total Capital Ratio 11.47%
Leverage Ratio 12.29%
Loan-to-Deposit 46.15%

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