UNIVEST BANK AND TRUST CO.

HILLTOWN, PA | Large | Est. April 1, 1876, midnight | FDIC #7759 | RSSD #354310 | FED
Latest Report: 2025-12-31

UNIVEST BANK AND TRUST CO. is aln large FDIC-insured commercial bank headquartered in HILLTOWN, PA, established in April 1, 1876, midnight. As of 2025-12-31, the bank reported total assets of $8.4B and total deposits of $7.2B. Profitability stands at 1.27% ROA and 11.67% ROE, with a net interest margin of 3.32%. The bank's CET1 capital ratio is 10.72%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.20% and a Texas Ratio of 3.78%. FDIC Certificate #7759.

Assets

$8.4B

Deposits

$7.2B

Loans

$6.9B

Equity

$907M

Profitability

Return on Assets (ROA) 1.27%
Return on Equity (ROE) 11.67%
Net Interest Margin (NIM) 3.32%
Yield on Assets 5.73%
Cost of Funds 3.67%

Asset Quality

NPL Ratio 0.20%
Net Charge-Off Ratio 0.16%
Texas Ratio 3.78%
NPA Ratio 0.45%
ACL / Loans 1.27%

Capital & Liquidity

CET1 Ratio 10.72%
Tier 1 Capital 10.72%
Total Capital Ratio 11.97%
Leverage Ratio 9.07%
Loan-to-Deposit 96.25%

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