CALPRIVATE BANK

LA JOLLA, CA | Large | Est. Dec. 18, 2006, midnight | FDIC #58291 | RSSD #3545258 | FDIC
Latest Report: 2025-12-31

CALPRIVATE BANK is aln large FDIC-insured commercial bank headquartered in LA JOLLA, CA, established in Dec. 18, 2006, midnight. As of 2025-12-31, the bank reported total assets of $2.5B and total deposits of $2.2B. Profitability stands at 1.64% ROA and 15.29% ROE, with a net interest margin of 5.34%. The bank's CET1 capital ratio is 12.64%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.98% and a Texas Ratio of 16.57%. FDIC Certificate #58291.

Assets

$2.5B

Deposits

$2.2B

Loans

$2.1B

Equity

$277M

Profitability

Return on Assets (ROA) 1.64%
Return on Equity (ROE) 15.29%
Net Interest Margin (NIM) 5.34%
Yield on Assets 7.12%
Cost of Funds 2.57%

Asset Quality

NPL Ratio 1.98%
Net Charge-Off Ratio 0.22%
Texas Ratio 16.57%
NPA Ratio 2.00%
ACL / Loans 1.38%

Capital & Liquidity

CET1 Ratio 12.64%
Tier 1 Capital 12.64%
Total Capital Ratio 13.90%
Leverage Ratio 10.85%
Loan-to-Deposit 95.53%

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