PACIFIC ALLIANCE BANK

SAN GABRIEL, CA | Small | Est. Dec. 27, 2006, midnight | FDIC #58234 | RSSD #3546862 | FDIC
Latest Report: 2025-12-31

PACIFIC ALLIANCE BANK is asn small FDIC-insured commercial bank headquartered in SAN GABRIEL, CA, established in Dec. 27, 2006, midnight. As of 2025-12-31, the bank reported total assets of $440M and total deposits of $359M. Profitability stands at -0.40% ROA and -3.15% ROE, with a net interest margin of 3.12%. The bank's CET1 capital ratio is 12.79%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.17% and a Texas Ratio of 0.93%. FDIC Certificate #58234.

Assets

$440M

Deposits

$359M

Loans

$344M

Equity

$56M

Profitability

Return on Assets (ROA) -0.40%
Return on Equity (ROE) -3.15%
Net Interest Margin (NIM) 3.12%
Yield on Assets 6.41%
Cost of Funds 3.56%

Asset Quality

NPL Ratio 0.17%
Net Charge-Off Ratio -0.01%
Texas Ratio 0.93%
NPA Ratio 0.13%
ACL / Loans 1.38%

Capital & Liquidity

CET1 Ratio 12.79%
Tier 1 Capital 12.79%
Total Capital Ratio 13.43%
Leverage Ratio 13.47%
Loan-to-Deposit 95.76%

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