FINEMARK NATIONAL BANK & TRUST

FORT MYERS, FL | Large | RSSD #3547131
Latest Report: 2025-12-31

FINEMARK NATIONAL BANK & TRUST is aln large FDIC-insured commercial bank headquartered in FORT MYERS, FL. As of 2025-12-31, the bank reported total assets of $3.9B and total deposits of $3.1B. Profitability stands at 0.01% ROA and 0.11% ROE, with a net interest margin of 2.22%. The bank's CET1 capital ratio is 18.27%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.03% and a Texas Ratio of 0.20%.

Assets

$3.9B

Deposits

$3.1B

Loans

$2.7B

Equity

$379M

Profitability

Return on Assets (ROA) 0.01%
Return on Equity (ROE) 0.11%
Net Interest Margin (NIM) 2.22%
Yield on Assets 4.84%
Cost of Funds 3.07%

Asset Quality

NPL Ratio 0.03%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.20%
NPA Ratio 0.02%
ACL / Loans 0.84%

Capital & Liquidity

CET1 Ratio 18.27%
Tier 1 Capital 18.27%
Total Capital Ratio 19.29%
Leverage Ratio 10.42%
Loan-to-Deposit 87.16%

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