MILLENNIUM BANK

DES PLAINES, IL | Medium | Est. July 2, 2007, midnight | FDIC #58348 | RSSD #3547896 | FDIC
Latest Report: 2025-12-31

MILLENNIUM BANK is amn medium FDIC-insured commercial bank headquartered in DES PLAINES, IL, established in July 2, 2007, midnight. As of 2025-12-31, the bank reported total assets of $811M and total deposits of $665M. Profitability stands at 0.23% ROA and 2.36% ROE, with a net interest margin of 2.93%. The bank's CET1 capital ratio is 12.16%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 3.89% and a Texas Ratio of 30.55%. FDIC Certificate #58348.

Assets

$811M

Deposits

$665M

Loans

$652M

Equity

$79M

Profitability

Return on Assets (ROA) 0.23%
Return on Equity (ROE) 2.36%
Net Interest Margin (NIM) 2.93%
Yield on Assets 6.29%
Cost of Funds 3.47%

Asset Quality

NPL Ratio 3.89%
Net Charge-Off Ratio 0.16%
Texas Ratio 30.55%
NPA Ratio 3.33%
ACL / Loans 1.41%

Capital & Liquidity

CET1 Ratio 12.16%
Tier 1 Capital 12.16%
Total Capital Ratio 13.42%
Leverage Ratio 9.79%
Loan-to-Deposit 98.02%

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