STATE EXCHANGE BANK, THE

STATE EXCHANGE BANK, THE is amn micro FDIC-insured commercial bank headquartered in LAMONT, OK, established in Oct. 1, 1901, midnight. As of 2025-12-31, the bank reported total assets of $95M and total deposits of $84M. Profitability stands at 2.39% ROA and 23.69% ROE, with a net interest margin of 4.85%. The bank's CET1 capital ratio is 10.32%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 5.52% and a Texas Ratio of 33.74%. FDIC Certificate #13551.