PEOPLEFIRST BANK is asn small FDIC-insured commercial bank headquartered in JOLIET, IL, established in Jan. 8, 2007, midnight. As of 2025-12-31, the bank reported total assets of $264M and total deposits of $216M. Profitability stands at 0.05% ROA and 0.45% ROE, with a net interest margin of 3.72%. The bank's CET1 capital ratio is 16.40%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.20% and a Texas Ratio of 1.06%. FDIC Certificate #58597.
Assets
$264M
Deposits
$216M
Loans
$175M
Equity
$30M
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