BONDUEL STATE BANK

BONDUEL, WI | Small | Est. Sept. 21, 1906, midnight | FDIC #11235 | RSSD #35646 | FDIC
Latest Report: 2025-12-31

BONDUEL STATE BANK is asn small FDIC-insured commercial bank headquartered in BONDUEL, WI, established in Sept. 21, 1906, midnight. As of 2025-12-31, the bank reported total assets of $128M and total deposits of $110M. Profitability stands at 1.16% ROA and 8.88% ROE, with a net interest margin of 3.50%. The bank's CET1 capital ratio is 20.99%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.32% and a Texas Ratio of 1.60%. FDIC Certificate #11235.

Assets

$128M

Deposits

$110M

Loans

$86M

Equity

$17M

Profitability

Return on Assets (ROA) 1.16%
Return on Equity (ROE) 8.88%
Net Interest Margin (NIM) 3.50%
Yield on Assets 5.60%
Cost of Funds 2.24%

Asset Quality

NPL Ratio 0.32%
Net Charge-Off Ratio --
Texas Ratio 1.60%
NPA Ratio 0.22%
ACL / Loans 0.84%

Capital & Liquidity

CET1 Ratio 20.99%
Tier 1 Capital 20.99%
Total Capital Ratio 21.89%
Leverage Ratio 13.73%
Loan-to-Deposit 78.46%

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