SOLOMON STATE BANK

SOLOMON, KS | Small | Est. July 1, 1905, midnight | FDIC #4773 | RSSD #356659 | FDIC
Latest Report: 2025-12-31

SOLOMON STATE BANK is asn small FDIC-insured commercial bank headquartered in SOLOMON, KS, established in July 1, 1905, midnight. As of 2025-12-31, the bank reported total assets of $182M and total deposits of $146M. Profitability stands at 2.29% ROA and 12.30% ROE, with a net interest margin of 4.23%. The bank's CET1 capital ratio is 18.60%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.07% and a Texas Ratio of 0.51%. FDIC Certificate #4773.

Assets

$182M

Deposits

$146M

Loans

$141M

Equity

$34M

Profitability

Return on Assets (ROA) 2.29%
Return on Equity (ROE) 12.30%
Net Interest Margin (NIM) 4.23%
Yield on Assets 6.76%
Cost of Funds 2.88%

Asset Quality

NPL Ratio 0.07%
Net Charge-Off Ratio -0.20%
Texas Ratio 0.51%
NPA Ratio 0.11%
ACL / Loans 3.61%

Capital & Liquidity

CET1 Ratio 18.60%
Tier 1 Capital 18.60%
Total Capital Ratio 19.52%
Leverage Ratio 18.46%
Loan-to-Deposit 96.94%

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