CITIZENS STATE BANK is amn medium FDIC-insured commercial bank headquartered in ROYAL OAK, MI, established in Dec. 6, 1910, midnight. As of 2025-12-31, the bank reported total assets of $527M and total deposits of $481M. Profitability stands at 1.37% ROA and 16.49% ROE, with a net interest margin of 3.98%. The bank's CET1 capital ratio is 8.17%. Asset quality metrics show a non-performing loan ratio of 0.07% and a Texas Ratio of 0.54%. FDIC Certificate #8183.
Assets
$527M
Deposits
$481M
Loans
$382M
Equity
$43M
The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.
No credit card required