FIRST PIONEER NATIONAL BANK

FIRST PIONEER NATIONAL BANK is asn small FDIC-insured commercial bank headquartered in WRAY, CO, established in July 1, 1902, midnight. As of 2025-12-31, the bank reported total assets of $249M and total deposits of $211M. Profitability stands at 0.76% ROA and 6.50% ROE, with a net interest margin of 2.92%. The bank's CET1 capital ratio is 11.61%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.71% and a Texas Ratio of 12.23%. FDIC Certificate #3063.