GREENVILLE SAVINGS BANK

GREENVILLE, PA | Small | Est. Jan. 1, 1911, midnight | FDIC #30637 | RSSD #357777 | FDIC
Latest Report: 2025-12-31

GREENVILLE SAVINGS BANK is asn small FDIC-insured commercial bank headquartered in GREENVILLE, PA, established in Jan. 1, 1911, midnight. As of 2025-12-31, the bank reported total assets of $344M and total deposits of $255M. Profitability stands at 0.59% ROA and 4.70% ROE, with a net interest margin of 2.72%. The bank's CET1 capital ratio is 12.44%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.56%. FDIC Certificate #30637.

Assets

$344M

Deposits

$255M

Loans

$272M

Equity

$43M

Profitability

Return on Assets (ROA) 0.59%
Return on Equity (ROE) 4.70%
Net Interest Margin (NIM) 2.72%
Yield on Assets 5.07%
Cost of Funds 2.48%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.05%
Texas Ratio 0.56%
NPA Ratio 0.07%
ACL / Loans 0.62%

Capital & Liquidity

CET1 Ratio 12.44%
Tier 1 Capital 12.44%
Total Capital Ratio 13.07%
Leverage Ratio 12.47%
Loan-to-Deposit 106.73%

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