MAYVILLE STATE BANK

MAYVILLE, MI | Micro | Est. April 15, 1885, midnight | FDIC #12899 | RSSD #358448 | FDIC
Latest Report: 2025-12-31

MAYVILLE STATE BANK is amn micro FDIC-insured commercial bank headquartered in MAYVILLE, MI, established in April 15, 1885, midnight. As of 2025-12-31, the bank reported total assets of $97M and total deposits of $87M. Profitability stands at 0.73% ROA and 7.57% ROE, with a net interest margin of 3.70%. The bank's CET1 capital ratio is 9.51%. Asset quality metrics show a non-performing loan ratio of 1.59% and a Texas Ratio of 7.38%. FDIC Certificate #12899.

Assets

$97M

Deposits

$87M

Loans

$45M

Equity

$9M

Profitability

Return on Assets (ROA) 0.73%
Return on Equity (ROE) 7.57%
Net Interest Margin (NIM) 3.70%
Yield on Assets 4.42%
Cost of Funds 0.98%

Asset Quality

NPL Ratio 1.59%
Net Charge-Off Ratio 0.13%
Texas Ratio 7.38%
NPA Ratio 0.75%
ACL / Loans 1.31%

Capital & Liquidity

CET1 Ratio 9.51%
Tier 1 Capital 9.51%
Total Capital Ratio 9.99%
Leverage Ratio 11.39%
Loan-to-Deposit 52.01%

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