WATERFORD BANK, NA is aln large FDIC-insured commercial bank headquartered in TOLEDO, OH, established in Aug. 29, 2007, midnight. As of 2025-12-31, the bank reported total assets of $1.7B and total deposits of $1.5B. Profitability stands at 0.99% ROA and 10.17% ROE, with a net interest margin of 3.56%. The bank's CET1 capital ratio is 11.24%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.55% and a Texas Ratio of 3.94%. FDIC Certificate #58433.
Assets
$1.7B
Deposits
$1.5B
Loans
$1.3B
Equity
$172M
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