HOMEWOOD FEDERAL SAVINGS BANK

BALTIMORE, MD | Micro | Est. Jan. 1, 1916, midnight | FDIC #31267 | RSSD #359472 | OCC
Latest Report: 2025-12-31

HOMEWOOD FEDERAL SAVINGS BANK is amn micro FDIC-insured commercial bank headquartered in BALTIMORE, MD, established in Jan. 1, 1916, midnight. As of 2025-12-31, the bank reported total assets of $67M and total deposits of $50M. Profitability stands at 0.24% ROA and 0.93% ROE, with a net interest margin of 3.39%. The bank's CET1 capital ratio is 38.22%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #31267.

Assets

$67M

Deposits

$50M

Loans

$55M

Equity

$17M

Profitability

Return on Assets (ROA) 0.24%
Return on Equity (ROE) 0.93%
Net Interest Margin (NIM) 3.39%
Yield on Assets 6.16%
Cost of Funds 3.50%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.85%

Capital & Liquidity

CET1 Ratio 38.22%
Tier 1 Capital 38.22%
Total Capital Ratio 39.26%
Leverage Ratio 25.54%
Loan-to-Deposit 110.44%

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