BanksHOMEWOOD FEDERAL SAVINGS BANK

HOMEWOOD FEDERAL SAVINGS BANK

BALTIMORE, MDMicroEst. Jan. 1, 1916, midnightFDIC #31267RSSD #359472OCC
Latest · 2025-12-31

HOMEWOOD FEDERAL SAVINGS BANK is an FDIC-insured commercial bank headquartered in BALTIMORE, MD, established in Jan. 1, 1916, midnight. As of 2025-12-31, the bank reported total assets of $67M and total deposits of $50M. Profitability stands at 0.24% ROA and 0.93% ROE, with a net interest margin of 3.39%. CET1 capital ratio: 38.22%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets
$67M
Deposits
$50M
Loans
$55M
Equity
$17M

Profitability

Return on Assets (ROA)0.24%
Return on Equity (ROE)0.93%
Net Interest Margin3.39%
Yield on Assets6.16%
Cost of Funds3.44%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans0.85%

Capital & Liquidity

CET1 Ratio38.22%
Tier 1 Capital38.22%
Total Capital Ratio39.26%
Leverage Ratio25.54%
Loan-to-Deposit110.44%

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