BANK OF PRINCETON, THE

PRINCETON, NJ | Large | Est. April 23, 2007, midnight | FDIC #58513 | RSSD #3595271 | FDIC
Latest Report: 2025-12-31

BANK OF PRINCETON, THE is aln large FDIC-insured commercial bank headquartered in PRINCETON, NJ, established in April 23, 2007, midnight. As of 2025-12-31, the bank reported total assets of $2.3B and total deposits of $2.0B. Profitability stands at 1.14% ROA and 9.71% ROE, with a net interest margin of 3.45%. The bank's CET1 capital ratio is 12.95%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.91% and a Texas Ratio of 5.79%. FDIC Certificate #58513.

Assets

$2.3B

Deposits

$2.0B

Loans

$1.8B

Equity

$266M

Profitability

Return on Assets (ROA) 1.14%
Return on Equity (ROE) 9.71%
Net Interest Margin (NIM) 3.45%
Yield on Assets 5.98%
Cost of Funds 3.12%

Asset Quality

NPL Ratio 0.91%
Net Charge-Off Ratio 0.55%
Texas Ratio 5.79%
NPA Ratio 0.73%
ACL / Loans 1.12%

Capital & Liquidity

CET1 Ratio 12.95%
Tier 1 Capital 12.95%
Total Capital Ratio 14.01%
Leverage Ratio 11.13%
Loan-to-Deposit 91.70%

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