RELIANCE BANK

FARIBAULT, MN | Small | Est. Aug. 13, 2007, midnight | FDIC #58602 | RSSD #3596250 | FDIC
Latest Report: 2025-12-31

RELIANCE BANK is asn small FDIC-insured commercial bank headquartered in FARIBAULT, MN, established in Aug. 13, 2007, midnight. As of 2025-12-31, the bank reported total assets of $325M and total deposits of $274M. Profitability stands at 0.83% ROA and 9.76% ROE, with a net interest margin of 4.24%. The bank's CET1 capital ratio is 8.30%. Asset quality metrics show a non-performing loan ratio of 0.27% and a Texas Ratio of 2.67%. FDIC Certificate #58602.

Assets

$325M

Deposits

$274M

Loans

$247M

Equity

$28M

Profitability

Return on Assets (ROA) 0.83%
Return on Equity (ROE) 9.76%
Net Interest Margin (NIM) 4.24%
Yield on Assets 7.08%
Cost of Funds 2.88%

Asset Quality

NPL Ratio 0.27%
Net Charge-Off Ratio 0.77%
Texas Ratio 2.67%
NPA Ratio 0.25%
ACL / Loans 1.20%

Capital & Liquidity

CET1 Ratio 8.30%
Tier 1 Capital 8.30%
Total Capital Ratio 8.72%
Leverage Ratio 8.74%
Loan-to-Deposit 90.30%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required