VICTORY BANK, THE

LIMERICK, PA | Small | Est. Jan. 16, 2008, midnight | FDIC #58615 | RSSD #3603961 | FED
Latest Report: 2025-12-31

VICTORY BANK, THE is asn small FDIC-insured commercial bank headquartered in LIMERICK, PA, established in Jan. 16, 2008, midnight. As of 2025-12-31, the bank reported total assets of $464M and total deposits of $412M. Profitability stands at 0.99% ROA and 9.94% ROE, with a net interest margin of 3.84%. The bank's CET1 capital ratio is 11.76%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #58615.

Assets

$464M

Deposits

$412M

Loans

$400M

Equity

$48M

Profitability

Return on Assets (ROA) 0.99%
Return on Equity (ROE) 9.94%
Net Interest Margin (NIM) 3.84%
Yield on Assets 6.70%
Cost of Funds 2.95%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.86%

Capital & Liquidity

CET1 Ratio 11.76%
Tier 1 Capital 11.76%
Total Capital Ratio 12.61%
Leverage Ratio 10.07%
Loan-to-Deposit 96.99%

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