JACKSON SAVINGS BANK, SSB

SYLVA, NC | Micro | Est. Jan. 1, 1955, midnight | FDIC #31266 | RSSD #360777 | FDIC
Latest Report: 2025-12-31

JACKSON SAVINGS BANK, SSB is amn micro FDIC-insured commercial bank headquartered in SYLVA, NC, established in Jan. 1, 1955, midnight. As of 2025-12-31, the bank reported total assets of $31M and total deposits of $23M. Profitability stands at -0.01% ROA and -0.06% ROE, with a net interest margin of 2.58%. The bank's CET1 capital ratio is 46.44%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #31266.

Assets

$31M

Deposits

$23M

Loans

$23M

Equity

$7M

Profitability

Return on Assets (ROA) -0.01%
Return on Equity (ROE) -0.06%
Net Interest Margin (NIM) 2.58%
Yield on Assets 5.49%
Cost of Funds 3.52%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.30%

Capital & Liquidity

CET1 Ratio 46.44%
Tier 1 Capital 46.44%
Total Capital Ratio 46.88%
Leverage Ratio 22.81%
Loan-to-Deposit 97.80%

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