BENEFICIAL STATE BANK is aln large FDIC-insured commercial bank headquartered in OAKLAND, CA, established in June 27, 2007, midnight. As of 2025-12-31, the bank reported total assets of $2.0B and total deposits of $1.7B. Profitability stands at -0.39% ROA and -4.07% ROE, with a net interest margin of 4.15%. The bank's CET1 capital ratio is 9.42%. Asset quality metrics show a non-performing loan ratio of 2.15% and a Texas Ratio of 14.99%. FDIC Certificate #58490.
Assets
$2.0B
Deposits
$1.7B
Loans
$1.5B
Equity
$187M
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