OLD DOMINION NATIONAL BANK

NORTH GARDEN, VA | Large | Est. July 23, 2007, midnight | FDIC #58504 | RSSD #3610718 | OCC
Latest Report: 2025-12-31

OLD DOMINION NATIONAL BANK is aln large FDIC-insured commercial bank headquartered in NORTH GARDEN, VA, established in July 23, 2007, midnight. As of 2025-12-31, the bank reported total assets of $1.6B and total deposits of $1.3B. Profitability stands at 0.86% ROA and 7.84% ROE, with a net interest margin of 3.22%. The bank's CET1 capital ratio is 13.61%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.01% and a Texas Ratio of 6.91%. FDIC Certificate #58504.

Assets

$1.6B

Deposits

$1.3B

Loans

$1.3B

Equity

$185M

Profitability

Return on Assets (ROA) 0.86%
Return on Equity (ROE) 7.84%
Net Interest Margin (NIM) 3.22%
Yield on Assets 5.98%
Cost of Funds 3.53%

Asset Quality

NPL Ratio 1.01%
Net Charge-Off Ratio 0.03%
Texas Ratio 6.91%
NPA Ratio 0.85%
ACL / Loans 0.95%

Capital & Liquidity

CET1 Ratio 13.61%
Tier 1 Capital 13.61%
Total Capital Ratio 14.57%
Leverage Ratio 12.18%
Loan-to-Deposit 102.33%

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