SOUTHSIDE BANK

TYLER, TX | Large | Est. Oct. 3, 1960, midnight | FDIC #18297 | RSSD #361167 | FDIC
Latest Report: 2025-12-31

SOUTHSIDE BANK is aln large FDIC-insured commercial bank headquartered in TYLER, TX, established in Oct. 3, 1960, midnight. As of 2025-12-31, the bank reported total assets of $8.5B and total deposits of $6.9B. Profitability stands at 1.21% ROA and 9.80% ROE, with a net interest margin of 3.20%. The bank's CET1 capital ratio is 16.66%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.22% and a Texas Ratio of 0.97%. FDIC Certificate #18297.

Assets

$8.5B

Deposits

$6.9B

Loans

$4.8B

Equity

$1.1B

Profitability

Return on Assets (ROA) 1.21%
Return on Equity (ROE) 9.80%
Net Interest Margin (NIM) 3.20%
Yield on Assets 5.27%
Cost of Funds 2.87%

Asset Quality

NPL Ratio 0.22%
Net Charge-Off Ratio 0.06%
Texas Ratio 0.97%
NPA Ratio 0.13%
ACL / Loans 0.94%

Capital & Liquidity

CET1 Ratio 16.66%
Tier 1 Capital 16.66%
Total Capital Ratio 17.50%
Leverage Ratio 11.67%
Loan-to-Deposit 69.41%

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