BanksSOUTHSIDE BANK

SOUTHSIDE BANK

TYLER, TXLargeEst. Oct. 3, 1960, midnightFDIC #18297RSSD #361167FDIC
Latest · 2025-12-31

SOUTHSIDE BANK is an FDIC-insured commercial bank headquartered in TYLER, TX, established in Oct. 3, 1960, midnight. As of 2025-12-31, the bank reported total assets of $8.5B and total deposits of $6.9B. Profitability stands at 1.21% ROA and 9.80% ROE, with a net interest margin of 3.20%. CET1 capital ratio: 16.66%, well above regulatory minimums. NPL ratio: 0.22% · Texas Ratio: 0.97%. Operates 57 domestic branches.

Assets
$8.5B
Deposits
$6.9B
Loans
$4.8B
Equity
$1.1B

Profitability

Return on Assets (ROA)1.21%
Return on Equity (ROE)9.80%
Net Interest Margin3.20%
Yield on Assets5.27%
Cost of Funds2.22%

Asset Quality

NPL Ratio0.22%
Net Charge-Off Ratio0.06%
Texas Ratio0.97%
NPA Ratio0.13%
ACL / Loans0.94%

Capital & Liquidity

CET1 Ratio16.66%
Tier 1 Capital16.66%
Total Capital Ratio17.50%
Leverage Ratio11.67%
Loan-to-Deposit69.41%

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