COMMUNITY BANK, LEXINGTON, TENNESSEE

LEXINGTON, TN | Small | Est. Aug. 4, 1961, midnight | FDIC #31272 | RSSD #361279 | FED
Latest Report: 2025-12-31

COMMUNITY BANK, LEXINGTON, TENNESSEE is asn small FDIC-insured commercial bank headquartered in LEXINGTON, TN, established in Aug. 4, 1961, midnight. As of 2025-12-31, the bank reported total assets of $347M and total deposits of $299M. Profitability stands at 0.62% ROA and 7.39% ROE, with a net interest margin of 4.33%. The bank's CET1 capital ratio is 10.28%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.15% and a Texas Ratio of 1.40%. FDIC Certificate #31272.

Assets

$347M

Deposits

$299M

Loans

$295M

Equity

$29M

Profitability

Return on Assets (ROA) 0.62%
Return on Equity (ROE) 7.39%
Net Interest Margin (NIM) 4.33%
Yield on Assets 7.21%
Cost of Funds 2.94%

Asset Quality

NPL Ratio 0.15%
Net Charge-Off Ratio 0.18%
Texas Ratio 1.40%
NPA Ratio 0.13%
ACL / Loans 0.91%

Capital & Liquidity

CET1 Ratio 10.28%
Tier 1 Capital 10.28%
Total Capital Ratio 11.29%
Leverage Ratio 8.45%
Loan-to-Deposit 98.64%

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