GRANT COUNTY BANK

MEDFORD, OK | Micro | Est. Jan. 1, 1895, midnight | FDIC #15778 | RSSD #361354 | FED
Latest Report: 2025-12-31

GRANT COUNTY BANK is amn micro FDIC-insured commercial bank headquartered in MEDFORD, OK, established in Jan. 1, 1895, midnight. As of 2025-12-31, the bank reported total assets of $63M and total deposits of $54M. Profitability stands at -0.24% ROA and -1.58% ROE, with a net interest margin of 2.12%. The bank's CET1 capital ratio is 14.14%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.12% and a Texas Ratio of 0.15%. FDIC Certificate #15778.

Assets

$63M

Deposits

$54M

Loans

$11M

Equity

$9M

Profitability

Return on Assets (ROA) -0.24%
Return on Equity (ROE) -1.58%
Net Interest Margin (NIM) 2.12%
Yield on Assets 4.31%
Cost of Funds 2.60%

Asset Quality

NPL Ratio 0.12%
Net Charge-Off Ratio 0.35%
Texas Ratio 0.15%
NPA Ratio 0.02%
ACL / Loans 3.44%

Capital & Liquidity

CET1 Ratio 14.14%
Tier 1 Capital 14.14%
Total Capital Ratio 14.84%
Leverage Ratio 16.42%
Loan-to-Deposit 21.01%

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