ANDREW JOHNSON BANK

GREENEVILLE, TN | Medium | Est. May 12, 1975, midnight | FDIC #22015 | RSSD #361439 | FDIC
Latest Report: 2025-12-31

ANDREW JOHNSON BANK is amn medium FDIC-insured commercial bank headquartered in GREENEVILLE, TN, established in May 12, 1975, midnight. As of 2025-12-31, the bank reported total assets of $614M and total deposits of $551M. Profitability stands at 1.23% ROA and 13.14% ROE, with a net interest margin of 4.35%. The bank's CET1 capital ratio is 15.72%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.86% and a Texas Ratio of 5.81%. FDIC Certificate #22015.

Assets

$614M

Deposits

$551M

Loans

$445M

Equity

$59M

Profitability

Return on Assets (ROA) 1.23%
Return on Equity (ROE) 13.14%
Net Interest Margin (NIM) 4.35%
Yield on Assets 5.99%
Cost of Funds 1.68%

Asset Quality

NPL Ratio 0.86%
Net Charge-Off Ratio 0.00%
Texas Ratio 5.81%
NPA Ratio 0.62%
ACL / Loans 1.59%

Capital & Liquidity

CET1 Ratio 15.72%
Tier 1 Capital 15.72%
Total Capital Ratio 16.97%
Leverage Ratio 10.58%
Loan-to-Deposit 80.83%

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