NEBRASKA BANK OF COMMERCE

LINCOLN, NE | Small | Est. Dec. 3, 2007, midnight | FDIC #58724 | RSSD #3614846 | FDIC
Latest Report: 2025-12-31

NEBRASKA BANK OF COMMERCE is asn small FDIC-insured commercial bank headquartered in LINCOLN, NE, established in Dec. 3, 2007, midnight. As of 2025-12-31, the bank reported total assets of $226M and total deposits of $193M. Profitability stands at 0.75% ROA and 7.70% ROE, with a net interest margin of 3.62%. The bank's CET1 capital ratio is 11.82%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.04% and a Texas Ratio of 0.36%. FDIC Certificate #58724.

Assets

$226M

Deposits

$193M

Loans

$203M

Equity

$22M

Profitability

Return on Assets (ROA) 0.75%
Return on Equity (ROE) 7.70%
Net Interest Margin (NIM) 3.62%
Yield on Assets 6.89%
Cost of Funds 3.37%

Asset Quality

NPL Ratio 0.04%
Net Charge-Off Ratio --
Texas Ratio 0.36%
NPA Ratio 0.04%
ACL / Loans 1.26%

Capital & Liquidity

CET1 Ratio 11.82%
Tier 1 Capital 11.82%
Total Capital Ratio 13.07%
Leverage Ratio 9.67%
Loan-to-Deposit 104.70%

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