FVCBANK

FAIRFAX, VA | Large | Est. Nov. 27, 2007, midnight | FDIC #58696 | RSSD #3614976 | FED
Latest Report: 2025-12-31

FVCBANK is aln large FDIC-insured commercial bank headquartered in FAIRFAX, VA, established in Nov. 27, 2007, midnight. As of 2025-12-31, the bank reported total assets of $2.3B and total deposits of $2.0B. Profitability stands at 1.07% ROA and 9.32% ROE, with a net interest margin of 3.27%. The bank's CET1 capital ratio is 14.37%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.53% and a Texas Ratio of 3.57%. FDIC Certificate #58696.

Assets

$2.3B

Deposits

$2.0B

Loans

$1.9B

Equity

$267M

Profitability

Return on Assets (ROA) 1.07%
Return on Equity (ROE) 9.32%
Net Interest Margin (NIM) 3.27%
Yield on Assets 5.78%
Cost of Funds 3.58%

Asset Quality

NPL Ratio 0.53%
Net Charge-Off Ratio 0.04%
Texas Ratio 3.57%
NPA Ratio 0.45%
ACL / Loans 0.97%

Capital & Liquidity

CET1 Ratio 14.37%
Tier 1 Capital 14.37%
Total Capital Ratio 15.38%
Leverage Ratio 12.23%
Loan-to-Deposit 97.14%

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