BanksEXCHANGE STATE BANK, THE

EXCHANGE STATE BANK, THE

SPRINGVILLE, IAMicroEst. Jan. 1, 1934, midnightFDIC #16094RSSD #362043FDIC
Latest · 2025-12-31

EXCHANGE STATE BANK, THE is an FDIC-insured commercial bank headquartered in SPRINGVILLE, IA, established in Jan. 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $53M and total deposits of $48M. Profitability stands at 0.76% ROA and 8.97% ROE, with a net interest margin of 3.89%. CET1 capital ratio: 8.56%. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 2 domestic branches.

Assets
$53M
Deposits
$48M
Loans
$30M
Equity
$5M

Profitability

Return on Assets (ROA)0.76%
Return on Equity (ROE)8.97%
Net Interest Margin3.89%
Yield on Assets5.52%
Cost of Funds1.65%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio-0.02%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.33%

Capital & Liquidity

CET1 Ratio8.56%
Tier 1 Capital8.56%
Total Capital Ratio8.99%
Leverage Ratio9.14%
Loan-to-Deposit61.45%

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