FIRST NATIONAL BANK OF ANDERSON, THE

ANDERSON, TX | Small | Est. July 5, 1904, midnight | FDIC #3075 | RSSD #362155 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK OF ANDERSON, THE is asn small FDIC-insured commercial bank headquartered in ANDERSON, TX, established in July 5, 1904, midnight. As of 2025-12-31, the bank reported total assets of $234M and total deposits of $208M. Profitability stands at 0.57% ROA and 4.95% ROE, with a net interest margin of 4.54%. The bank's CET1 capital ratio is 10.92%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.03%. FDIC Certificate #3075.

Assets

$234M

Deposits

$208M

Loans

$141M

Equity

$26M

Profitability

Return on Assets (ROA) 0.57%
Return on Equity (ROE) 4.95%
Net Interest Margin (NIM) 4.54%
Yield on Assets 5.90%
Cost of Funds 1.42%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.02%
Texas Ratio 0.03%
NPA Ratio 0.00%
ACL / Loans 1.38%

Capital & Liquidity

CET1 Ratio 10.92%
Tier 1 Capital 10.92%
Total Capital Ratio 11.47%
Leverage Ratio 11.17%
Loan-to-Deposit 67.68%

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