AMERICAN PLUS BANK, NATIONAL ASSOCIATION

ARCADIA, CA | Medium | Est. Aug. 8, 2007, midnight | FDIC #58469 | RSSD #3623110 | OCC
Latest Report: 2025-12-31

AMERICAN PLUS BANK, NATIONAL ASSOCIATION is amn medium FDIC-insured commercial bank headquartered in ARCADIA, CA, established in Aug. 8, 2007, midnight. As of 2025-12-31, the bank reported total assets of $867M and total deposits of $712M. Profitability stands at 2.30% ROA and 14.09% ROE, with a net interest margin of 4.13%. The bank's CET1 capital ratio is 16.05%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 1.49%. FDIC Certificate #58469.

Assets

$867M

Deposits

$712M

Loans

$766M

Equity

$144M

Profitability

Return on Assets (ROA) 2.30%
Return on Equity (ROE) 14.09%
Net Interest Margin (NIM) 4.13%
Yield on Assets 7.20%
Cost of Funds 3.41%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 1.49%
NPA Ratio 0.27%
ACL / Loans 1.42%

Capital & Liquidity

CET1 Ratio 16.05%
Tier 1 Capital 16.05%
Total Capital Ratio 16.86%
Leverage Ratio 16.50%
Loan-to-Deposit 107.65%

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