FIRST NEW MEXICO BANK, LAS CRUCES

LAS CRUCES, NM | Small | Est. Jan. 14, 2008, midnight | FDIC #58745 | RSSD #3623969 | FDIC
Latest Report: 2025-12-31

FIRST NEW MEXICO BANK, LAS CRUCES is asn small FDIC-insured commercial bank headquartered in LAS CRUCES, NM, established in Jan. 14, 2008, midnight. As of 2025-12-31, the bank reported total assets of $165M and total deposits of $139M. Profitability stands at 2.35% ROA and 17.74% ROE, with a net interest margin of 5.31%. The bank's CET1 capital ratio is 13.15%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.40% and a Texas Ratio of 9.79%. FDIC Certificate #58745.

Assets

$165M

Deposits

$139M

Loans

$96M

Equity

$22M

Profitability

Return on Assets (ROA) 2.35%
Return on Equity (ROE) 17.74%
Net Interest Margin (NIM) 5.31%
Yield on Assets 6.32%
Cost of Funds 1.10%

Asset Quality

NPL Ratio 2.40%
Net Charge-Off Ratio 0.00%
Texas Ratio 9.79%
NPA Ratio 1.40%
ACL / Loans 1.95%

Capital & Liquidity

CET1 Ratio 13.15%
Tier 1 Capital 13.15%
Total Capital Ratio 13.81%
Leverage Ratio 13.58%
Loan-to-Deposit 69.22%

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