TURTLE MOUNTAIN STATE BANK

BELCOURT, ND | Small | Est. Dec. 3, 2007, midnight | FDIC #58586 | RSSD #3626184 | FDIC
Latest Report: 2025-12-31

TURTLE MOUNTAIN STATE BANK is asn small FDIC-insured commercial bank headquartered in BELCOURT, ND, established in Dec. 3, 2007, midnight. As of 2025-12-31, the bank reported total assets of $117M and total deposits of $104M. Profitability stands at 2.62% ROA and 23.17% ROE, with a net interest margin of 4.93%. The bank's CET1 capital ratio is 11.55%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #58586.

Assets

$117M

Deposits

$104M

Loans

$37M

Equity

$14M

Profitability

Return on Assets (ROA) 2.62%
Return on Equity (ROE) 23.17%
Net Interest Margin (NIM) 4.93%
Yield on Assets 5.71%
Cost of Funds 0.81%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.04%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.38%

Capital & Liquidity

CET1 Ratio 11.55%
Tier 1 Capital 11.55%
Total Capital Ratio 12.13%
Leverage Ratio 11.99%
Loan-to-Deposit 35.50%

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