LOCUS BANK, INC. is asn small FDIC-insured commercial bank headquartered in RICHMOND, VA, established in Aug. 20, 2008, midnight. As of 2025-12-31, the bank reported total assets of $344M and total deposits of $244M. Profitability stands at 0.95% ROA and 4.52% ROE, with a net interest margin of 3.62%. The bank's CET1 capital ratio is 21.04%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.57% and a Texas Ratio of 2.13%. FDIC Certificate #58658.
Assets
$344M
Deposits
$244M
Loans
$278M
Equity
$72M
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