CROGHAN COLONIAL BANK, THE

FREMONT, OH | Large | Est. July 25, 1888, midnight | FDIC #13341 | RSSD #362717 | FED
Latest Report: 2025-12-31

CROGHAN COLONIAL BANK, THE is aln large FDIC-insured commercial bank headquartered in FREMONT, OH, established in July 25, 1888, midnight. As of 2025-12-31, the bank reported total assets of $1.3B and total deposits of $974M. Profitability stands at 1.05% ROA and 9.88% ROE, with a net interest margin of 3.77%. The bank's CET1 capital ratio is 12.56%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.08% and a Texas Ratio of 0.44%. FDIC Certificate #13341.

Assets

$1.3B

Deposits

$974M

Loans

$830M

Equity

$137M

Profitability

Return on Assets (ROA) 1.05%
Return on Equity (ROE) 9.88%
Net Interest Margin (NIM) 3.77%
Yield on Assets 5.50%
Cost of Funds 2.08%

Asset Quality

NPL Ratio 0.08%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.44%
NPA Ratio 0.05%
ACL / Loans 1.11%

Capital & Liquidity

CET1 Ratio 12.56%
Tier 1 Capital 12.56%
Total Capital Ratio 13.45%
Leverage Ratio 10.53%
Loan-to-Deposit 85.23%

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