STATE BANK OF ST. JACOB

STATE BANK OF ST. JACOB is amn micro FDIC-insured commercial bank headquartered in SAINT JACOB, IL. As of 2025-12-31, the bank reported total assets of $88M and total deposits of $74M. Profitability stands at 3.72% ROA and 24.55% ROE, with a net interest margin of 4.09%. The bank's CET1 capital ratio is 15.58%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.50% and a Texas Ratio of 1.41%.