STATE BANK OF ST. JACOB is an FDIC-insured commercial bank headquartered in SAINT JACOB, IL. As of 2025-12-31, the bank reported total assets of $88M and total deposits of $74M. Profitability stands at 3.72% ROA and 24.55% ROE, with a net interest margin of 4.09%. CET1 capital ratio: 15.58%, well above regulatory minimums. NPL ratio: 0.50% · Texas Ratio: 1.41%. Operates 2 domestic branches.
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