BANKFLORIDA

DADE CITY, FL | Small | Est. Aug. 27, 2007, midnight | FDIC #58537 | RSSD #3629484 | FDIC
Latest Report: 2025-12-31

BANKFLORIDA is asn small FDIC-insured commercial bank headquartered in DADE CITY, FL, established in Aug. 27, 2007, midnight. As of 2025-12-31, the bank reported total assets of $430M and total deposits of $370M. Profitability stands at 1.04% ROA and 9.83% ROE, with a net interest margin of 3.97%. The bank's CET1 capital ratio is 11.52%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #58537.

Assets

$430M

Deposits

$370M

Loans

$335M

Equity

$44M

Profitability

Return on Assets (ROA) 1.04%
Return on Equity (ROE) 9.83%
Net Interest Margin (NIM) 3.97%
Yield on Assets 6.21%
Cost of Funds 2.31%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio -0.03%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.35%

Capital & Liquidity

CET1 Ratio 11.52%
Tier 1 Capital 11.52%
Total Capital Ratio 12.74%
Leverage Ratio 10.57%
Loan-to-Deposit 90.63%

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