FIRST CAHAWBA BANK

SELMA, AL | Small | Est. Sept. 10, 2007, midnight | FDIC #58636 | RSSD #3633016 | FDIC
Latest Report: 2025-12-31

FIRST CAHAWBA BANK is asn small FDIC-insured commercial bank headquartered in SELMA, AL, established in Sept. 10, 2007, midnight. As of 2025-12-31, the bank reported total assets of $199M and total deposits of $181M. Profitability stands at 1.09% ROA and 12.87% ROE, with a net interest margin of 5.10%. The bank's CET1 capital ratio is 8.78%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #58636.

Assets

$199M

Deposits

$181M

Loans

$139M

Equity

$17M

Profitability

Return on Assets (ROA) 1.09%
Return on Equity (ROE) 12.87%
Net Interest Margin (NIM) 5.10%
Yield on Assets 6.19%
Cost of Funds 1.11%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.16%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.04%

Capital & Liquidity

CET1 Ratio 8.78%
Tier 1 Capital 8.78%
Total Capital Ratio 9.22%
Leverage Ratio 10.30%
Loan-to-Deposit 76.97%

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