ALMA BANK

ASTORIA, NY | Large | Est. Sept. 12, 2007, midnight | FDIC #58424 | RSSD #3633173 | FDIC
Latest Report: 2025-12-31

ALMA BANK is aln large FDIC-insured commercial bank headquartered in ASTORIA, NY, established in Sept. 12, 2007, midnight. As of 2025-12-31, the bank reported total assets of $1.5B and total deposits of $1.3B. Profitability stands at 0.71% ROA and 7.09% ROE, with a net interest margin of 3.83%. The bank's CET1 capital ratio is 11.81%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.13% and a Texas Ratio of 9.28%. FDIC Certificate #58424.

Assets

$1.5B

Deposits

$1.3B

Loans

$1.3B

Equity

$155M

Profitability

Return on Assets (ROA) 0.71%
Return on Equity (ROE) 7.09%
Net Interest Margin (NIM) 3.83%
Yield on Assets 6.24%
Cost of Funds 3.17%

Asset Quality

NPL Ratio 1.13%
Net Charge-Off Ratio -0.02%
Texas Ratio 9.28%
NPA Ratio 1.08%
ACL / Loans 1.91%

Capital & Liquidity

CET1 Ratio 11.81%
Tier 1 Capital 11.81%
Total Capital Ratio 13.07%
Leverage Ratio 10.26%
Loan-to-Deposit 101.11%

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