SAINTE MARIE STATE BANK

SAINTE MARIE, IL | Micro | Est. Jan. 1, 1900, midnight | FDIC #12086 | RSSD #363442 | FDIC
Latest Report: 2025-12-31

SAINTE MARIE STATE BANK is amn micro FDIC-insured commercial bank headquartered in SAINTE MARIE, IL, established in Jan. 1, 1900, midnight. As of 2025-12-31, the bank reported total assets of $19M and total deposits of $15M. Profitability stands at 3.74% ROA and 19.24% ROE, with a net interest margin of 3.93%. The bank's CET1 capital ratio is 19.30%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #12086.

Assets

$19M

Deposits

$15M

Loans

$8M

Equity

$4M

Profitability

Return on Assets (ROA) 3.74%
Return on Equity (ROE) 19.24%
Net Interest Margin (NIM) 3.93%
Yield on Assets 5.38%
Cost of Funds 1.95%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.44%

Capital & Liquidity

CET1 Ratio 19.30%
Tier 1 Capital 19.30%
Total Capital Ratio 20.26%
Leverage Ratio 19.50%
Loan-to-Deposit 53.22%

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